Haba na Haba
(Haba na haba hujaza kibaba) Little by little your pot will be filled.
Inspired by the Swahili proverb, our platform embodies the philosophy that small, consistent efforts lead to significant achievements in savings and financial growth.
The Beginning
A few years ago, I joined a chama with four of my closest friends from highschool. We were excited about the prospect of pooling our resources and supporting each other financially. Little did I know, this decision would lead me on an unexpected journey.
At first, we managed everything with spreadsheets and cash transactions. It was simple, but as our chama grew, so did the challenges.
The Challenges
Tracking contributions and managing diverse investments became increasingly time-consuming. Handling loans was complex, and ensuring transparency was a constant challenge. I knew there had to be a better way.
That's when the idea struck - why not create a solution myself? With my background in software development and the firsthand experience of running a chama, I had the perfect combination of skills and insights.
The Solution
I started developing a simple app to manage our own chama. As I shared my creation with other groups, I realized the widespread need for such a tool. What began as a solution for our small group evolved into Haba Na Haba - a platform designed to empower chamas across Kenya.
Today, Haba Na Haba aims to help thousands of groups like ours manage their finances efficiently and securely. My journey from a chama member to a fintech entrepreneur has been incredible, and I'm excited to share this tool with you and your chama.
Key Features
Easily record and monitor member contributions. Set schedules, send reminders, and generate reports to keep everyone on track.
Streamline the loan application process, track repayments, and manage interest calculations all in one place.
Generate comprehensive financial reports with just a few clicks. Gain insights into your chama's financial health and make informed decisions.
The fundraising feature allows Chama members to contribute towards shared goals or projects, track progress, and manage contributions seamlessly. It simplifies collective fundraising efforts for maximum transparency and efficiency.
Allows Chama members to rotate pooled funds among themselves on a scheduled basis. It ensures fair distribution while fostering mutual support and financial growth.
Upload all your excel sheet records and integrate with a click of a button.
Frequently Asked Questions
What is a Chama?
A Chama is a type of informal cooperative society that is common in East Africa. It's a group savings and investment club where members contribute money regularly.
How do I start a Chama on Haba na Haba?
Simply sign up for an account, create a new Chama group, invite your members, and start setting your savings goals. Our platform will guide you through the process.
Ready to Transform Your Chama?
Join chamas already benefiting from our platform. Let's grow together!
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